Public Adjuster Bonds

Public Adjuster Bonds are a critical requirement for professionals who act on behalf of policyholders during the insurance claims process. At Blaikie Group, we specialize in helping licensed public adjusters across the country secure their bonds quickly and efficiently. With our unmatched volume and decades of industry experience, we are proud to be one of the nation’s leading surety bond providers.

What Is a Public Adjuster Bond?

A Public Adjuster Bond is a type of license and permit surety bond required by state insurance departments. It guarantees that public adjusters will adhere to all state laws, regulations, and ethical standards while representing clients in the negotiation and settlement of insurance claims. If the adjuster commits fraud or fails to act in good faith, the bond provides a form of financial protection to affected parties.

Who Needs a Public Adjuster Bond?

Any individual or business operating as a public insurance adjuster must obtain a bond as part of their licensing requirements. Bond amounts and regulations vary by state, but the purpose remains consistent—protecting the public and maintaining the integrity of the claims process.

Why Choose Blaikie Group for Your Public Adjuster Bond?

  • Nation’s #1 Bond Writer: As one of the largest volume bond producers in the country, we’ve helped thousands of adjusters meet state licensing requirements with ease.
  • Free Quotes: We provide fast and obligation-free bond quotes, ensuring you have what you need to get licensed or renew without delay.
  • Lowest Rates: Our high volume allows us to negotiate the most competitive rates with top-rated carriers on your behalf.
  • Fast Turnaround: Many of our clients receive their bond on the same day they apply.
  • Dedicated Claim Specialists: Our experienced agents advocate for you and support you throughout the entire process—from quote to issuance to potential claims.

State Requirements for Public Adjuster Bonds

Every state sets its own requirements regarding bond amounts and regulations. For example:

  • California requires a $20,000 Public Adjuster Bond
  • Florida mandates a $50,000 bond
  • Texas requires a $10,000 bond
  • New York mandates a $1,000 bond

Our team stays up to date with all state-specific mandates to ensure that your bond meets the correct criteria for your licensing board.

How to Get a Public Adjuster Bond

  1. Apply Online or Call Us: Our online application is quick and secure, or you can call to speak with a live agent.
  2. Receive a Free Quote: We’ll review your information and shop the best rate with our network of trusted surety carriers.
  3. Secure Your Bond: Once payment is received, we issue your bond and send it electronically or via mail depending on your state’s submission requirements.

How Long Does a Public Adjuster Bond Last?

Public Adjuster Bonds are typically valid for one to two years, depending on the issuing state. Renewal reminders are sent well in advance, and we offer a streamlined renewal process to avoid any lapses in coverage or licensing.

Can I Get Bonded With Bad Credit?

Yes. At Blaikie Group, we work with a broad network of surety carriers who consider a range of financial backgrounds. While credit may impact the rate, we specialize in placing bonds for applicants with less-than-perfect credit and offer flexible options to help you remain compliant.

Partner With Blaikie Group Today

As one of the nation’s largest and most trusted surety bond agencies, Blaikie Group is committed to helping you secure your Public Adjuster Bond with confidence. Whether you’re a first-time licensee or renewing an existing bond, we are here to guide you every step of the way.

Contact us today to get started with your free quote and discover why thousands of adjusters nationwide trust Blaikie Group for their surety bond needs.